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🕐 Updated: January 2026 — Official sources
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✦ Belgium — Registration Duties 2025

Property Purchase Simulator

Notary fees · Registration duties · Mortgage loan

🏡 Property information
House / Apartment
Building plot
Oui
Non
Purchase with registration duties
Purchase with VAT
Land purchase with registration duties + VAT on the property
📋 Registration duties and VAT
ComponentBaseRateAmount
⚖️ Notary fees
Official Belgian rate — Degressive scale set by Royal Decree of 16 December 1950 (indexed 2025).
ItemAmount
💰 Personal contribution
10%
0% Recommended minimum: 10% 100%

Purchase deed fees and mortgage deed fees are included in the borrowed amount — your contribution only covers the purchase price. Some banks grant this up to 125% of the property value.

🏦 Mortgage loan parameters
20 yrs
3.5%
Variable
Fixed
Classic mortgage
Mortgage mandate
No guarantee / unknown
Oui
Non
Yes — standalone deed
No — linked to a purchase
Oui
Non
🎯 Financial summary
📅 Monthly repayment schedule
📈 Amortisation table (annual)
Year Capital repaid Interest Total paid Remaining balance
💳 Total cost of the transaction
ItemAmount
⚠️ Disclaimer — For indicative purposes only: The results obtained via the tools and simulators on this site have indicative value only and have no legal, tax or accounting value. Calculations are based on the legal provisions in force at the date of their last update and are subject to change. La Caverne de la Compta makes every effort to keep this data up to date but cannot guarantee its accuracy or completeness. La Caverne de la Compta cannot be held liable for any direct or indirect damages resulting from the use of the information obtained. The user is solely responsible for decisions made based on simulation results. Consult an accountant, tax advisor or notary before making any decision. La Caverne de la Compta is not a licensed financial, tax or legal advisor and the information published does not in any way constitute personalised advice. — Legal notice complètes

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